(read by Lord Thankerton). My Lords, an additional assessment to sur-tax was made on the appellant A G Chamberlain for the year ending 5 April 1938, in the sum of £11,898. This sum represented the whole actual income for the year of assessment of a company known as the Staffa Investment Co, less a sum of £875 received by the appellant by way of dividend on preference shares which he held in the company. The material facts in the case of W E Chamberlain, whose appeal has been consolidated with that of his brother, the other appellant, are admitted to be such that the two appeals must stand or fall together. I shall confine my attention to the case of A G Chamberlain to whom I shall refer throughout as the appellant.
The assessment on the appellant was based upon the Finance Act 1938, s 38, one of the 4 sections composing Pt IV of that Act, which bears the heading “Income Tax (Settlements).” This legislation forms part of a code of increasing complexity, beginning with the Finance Act 1922, s 20, designed to overtake and circumvent a growing tendency on the part of taxpayers to endeavour to avoid or reduce tax liability by means of settlements. Stated quite generally, the method consisted in the disposal by the taxpayer of part of his property in such a way that the income should no longer be receivable by him, while at the same time he retained certain powers over or interests in the property or its income. The legislature's counter was to declare that the income of which the taxpayer had thus sought to disembarrass himself should notwithstanding be treated as still his income and taxed in his hands accordingly.
In order that the income of the Staffa Investment Co may, under the Finance Act 1938, s 38(2), be treated as the income of the appellant, that income must be shown to be income arising under a settlement made by the appellant from property comprised in the settlement; it must further be shown that the settlement or some provision thereof is revocable or otherwise determinable, and that, if such revocation or determination should be effected, the appellant or his wife would become beneficially entitled to the whole or part of the settled property or to the whole or part of the income of the settled property. The term “settlement” includes any disposition, trust, covenant, agreement or arrangement (s 41(4)(b) and has thus a wider meaning than in the vocabulary of the strict conveyancer.
The first, and, indeed, the decisive question in the case is whether the appellant made a settlement comprising the whole assets of the Staffa Investment Co.
What he did was as follows. He was the owner of 470 £1 shares in a successful building company known as Commercial Structures Ltd. Being minded to
[1943] 2 All ER 200 at 204 make a provision for his wife and 4 children, he formed an unlimited company which he named the Staffa Investment Co, with an initial capital of £100,000 divided into 50,000 preference shares of 10s each and 7,500 ordinary shares of £10 each. The company was incorporated on 20 December 1935. On 23 December 1935, the appellant by a sale agreement of that date sold to the company his 470 shares in Commercial Structures Ltd, the price being satisfied by the issue to him of 35,000 preference shares of the company and as to the balance of £ 82,500 in cash, which the appellant left on loan to the company without interest. The 470 shares in Commercial Structures Ltd, were the only assets of the Staffa Investment Co, and its income consisted solely of the dividends received on these shares. The constitution of the company was so framed as to give the appellant complete control over it.
On 10 March 1936, the appellant executed a deed of settlement under which he paid to himself, his brother and his solicitor a sum of £3,500 to be held on trusts set out in the deed for the benefit of his wife and children. It was the intention of the appellant that the trust fund should be invested in the purchase of ordinary shares of the Staffa Investment Co, and this was effected by the acquisition of 350 ordinary shares of the company. It was conceded that this deed of 10 March 1936, constituted a settlement within the meaning of s 38 of the 1938 Act and that any income arising from the property comprised therein, namely, the 350 ordinary shares of the Staffa Investment Co, was liable to be treated for tax purposes as the income of the appellant. In view of the passing of the Finance Act 1936, s 21, the appellant by means of a special resolution effected an alteration in the capital arrangements of the Staffa Investment Co, whereby the 7,500 ordinary £10 shares were divided into 350 “A” shares, being those held by the trustees of the settlement of 10 March 1936, 1,750 “B” shares, 1,750 “C” shares, 1,750 “D” shares, and 1,900 “E” shares. Each of these classes of ordinary shares was entitled only to such dividend, if any, as the company might declare. The appellant then proceeded to execute 4 deeds of settlement, all dated 7 December 1936, each in favour of the same trustees as those appointed by the settlement of 10 March 1936. By these 4 deeds he settled 4 sums of £100 each to be invested by the trustees as he should direct and to be held on trust for each respectively of the appellant's 4 children, who were then all infants. These settlements were irrevocable and provided for the accumulation of the income until the children attained 21 years of age, with protective trusts to operate thereafter during their lives. The trustees of these settlements invested the settled sums of £100 in the purchase respectively of 10 of the “B” 10 of the “C,” 10 of the “D” and 10 of the “E” ordinary £10 shares of the Staffa Investment Co Dividends were paid to the trustees of each settlement in March 1937, and the trustees utilised the proceeds to apply for 1,025 additional “B,” “C,” “D” and “E” shares respectively. Further dividends were paid on the “B,” “C,” “D” and “E” shares in 1938. No dividends were ever paid in respect of the shares held under the settlement of 10 March 1936.
The contention of the Crown, which was upheld by the Special Commissioners and has been affirmed by Lawrence J, and the Court of Appeal, is that the formation and structure of the Staffa Investment Co, together with the sale agreement of 23 December 1935, the settlement of 10 March 1936, and the 4 settlements of 7 December 1936, “constitute an arrangement and a settlement within the Finance Act, 1938, s. 41(4)(b).” Lawrence J, in affirming the decision of the Special Commissioners, did not deliver a reasoned opinion as it was admitted before him that the case was governed by the decision of the first division of the Court of Session in the Scottish case of the Comrs of Inland Revenue v Morton.
I find myself unable to agree with the Crown's contention. I accept the view that the statutory expansion of the term “settlement,” which includes an “arrangement,” justifies and, indeed, requires a broad application of s 38 of the 1938 Act, but a settlement or arrangement to come within the statute must still be of the type which the language of the section contemplates. I agree with Lord Moncrieff that the settlement or arrangement must be one whereby the settlor charges certain property of his with rights in favour of others (Comrs of Inland Revenue v Morton, at p 480). It must comprise certain property which is the subject of the settlement; it must confer the income of the comprised property on others, for it is the income so given to others that is to be treated as, nevertheless, the income of the settlor. There can be no question
[1943] 2 All ER 200 at 205 that the deeds of 10 March 1936, and 7 December 1936, were settlements. Each of them settled a sum of money provided by the settlor and provided for the application of the income for the benefit of third parties, although the 4 settlements of 7 December 1936, because of their irrevocability do not fall within s 38. But none of these settlements comprised any property of the Staffa Investment Co. The trust funds were invested in shares of that company, which is quite a different matter. In point of fact, the whole assets of the company have never been settled at all so as to dedicate the whole of its income to any trust purposes.
But it is said that the “formation and structure” of the company was just a part of an “arrangement” which must be looked at as a whole and which, when so looked at, is seen to be a settlement of the company's whole assets, namely, the 470 shares of Commercial Structures Ltd, which originally belonged to the appellant. I am prepared to agree that the creation of the Staffa Investment Co and its very special constitution were essential steps towards the effecting of the appellant's object. So no doubt was the sale to the company of his 470 shares in Commercial Structures Ltd. But that sale was for consideration in money or money's worth, and resulted inter alia in the appellant receiving 35,000 preference shares of the Staffa Investment Co for himself, the income of which he has himself enjoyed. How can it be said that the whole assets of the Staffa Investment Co have been comprised in a settlement by the appellant when he himself retains a substantial interest in the company which has never been the subject of a settlement at all? The most attractive way of presenting the Crown case is to characterise the whole transaction as a single scheme which begins with 470 shares in Commercial Structures Ltd, in the hands of the appellant as his personal property and after much manoeuvring ends with the income from these shares no longer payable to himself but settled in favour of third parties. He who wishes the end wishes the means. This, however, is not, in my opinion, an accurate legal presentation of the matter, which requires a much closer analysis. I have already pointed out that the appellant has never settled the whole of the shares in the Staffa Investment Co. And further shares might still be issued. It is, I think, fallacious to confuse the steps taken by the appellant with a view to effecting a settlement or arrangement with the settlement or arrangement itself. When the appellant created the Staffa Investment Co, and sold to it his 470 shares in Commercial Structures Ltd, he made no settlement or arrangement such as the statute contemplates. In point of fact, he never settled any shares of the Staffa Investment Co. What he did was to settle certain sums of money, with the intention, which he was in a position to carry out, that these sums should be invested in shares of the Staffa Investment Co. It was not until he granted the trust deeds that he entered the legal stage of settlement. All that he did previously was preparatory to making settlements. No settlement or arrangement of the nature of a settlement existed when the company was registered and the appellant sold to it his shares in Commercial Structures Ltd. As I have said, what the appellant settled was money. That money was invested, as it was intended to be, in shares of the Staffa Investment Co, but I see nothing to prevent the trustees under the trust deeds from selling their shares in the company and investing the proceeds in other securities. Could it then be said that the whole assets of the Staffa Investment Co were “settled”?
It is essential to the Crown's case that it should make out that the whole assets of the Staffa Investment Co are comprised in a “settlement” or “arrangement” made by the appellant within the meaning of the statute. In my opinion, the Crown has failed to establish this.
It is unnecessary for me, having regard to the view which I have just expressed, to proceed to consider the further questions debated as to whether any “provision” of the “settlement” was determinable and whether the result of such determination would be to the benefit of the appellant or his wife. But I may say that I find it difficult to characterise the redemption by the Staffa Investment Co of the shares held under the trust deeds or the winding up of the company as a determination of a “provision of the settlement.” The trustees would continue to hold and administer the redemption moneys or the sums received on a winding up. Moreover, if it could be said that, in the event of redemption or winding up the appellant's wife might become beneficially entitled to at least part of the property comprised in the “settlement,” then it would
[1943] 2 All ER 200 at 206 appear that the Crown could only attribute to the appellant a “corresponding part” of the income of the property and not, as they have done, the whole income of the property said to be comprised in the settlement.
I am, accordingly, of opinion that these appeals should succeed. The legislature must try again, unless by legislation since 1938 it has already defeated such ingenuity as the appellants have displayed.